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cover of the book Australian Property Finance Made Simple

Ebook: Australian Property Finance Made Simple

Author: Konrad Bobilak

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15.02.2024
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This book provides an 'insider's guide' into the lending world, outlining the key players in the mortgage and banking industry, and a detailed breakdown of the main lending products available. It highlights the main loan structuring techniques used by the smartest and most successful Australian home owners and property investors. This book is relevant if:

1. You are a 'first home buyer' wanting to understand the very best loans that are available and how to best structure your finances in order to repay your home in record time. This book will show you why it's crucial to set up the correct loan structures before you buy your first investment property, and how to use the banks' money at no cost to reduce the amount of interest being charged on your home loan.

2. You are an 'aspiring property investor' wanting to buy your very first investment property, and are unsure on how to best structure your loans. This book explains the best way to optimize your property portfolio structure from day one, revealing many little known techniques that maximise your borrowing capacity, loan flexibility, future access to equity, as well as being tax effective and minimising risk.

3. You are an 'established property investor' with between 1 and 5 investment properties, but have hit a financial 'brick wall' or are just unsure how to go to the next level of sophistication. This book will teach you how to beat the banks at their own game, by understanding the 'exact formulas' the banks use to work out how much money you can borrow, the Debt Servicing Ratio (DSR).

4. You are an 'established property investor' and have realised that you've made some fundamental mistakes in the way that you have structured your property portfolio, due to poor advice, which has impeded you from aggressively acquiring more property. This book will give you an insight into the Industry's 'best practices' that have been successfully applied by other accomplished property investors who have built and structured multi-million dollar property portfolios.

You will learn:

  • A 'proven method' of how to pay off your current 30 year Principle and Interest Mortgage in ten years or less without making any additional payments, saving yourself tens of thousands of unnecessary interest repayments and years off your mortgage

  • How to best structure your first investment property acquisition

  • How to beat the banks at their own game by understanding the exact formulas that the banks use to work out how much money you can borrow, (Debt Servicing Ratio (DSR), Net Surplus Ratio (NSR), and Net Debt to Income Ratio (NDI)

  • 12 Powerful Ways to 'Super-Charge' your borrowing capacity that will enable you to buy more property than you ever thought possible

  • The '19 Crucial Questions' to ask in order to choose the best Mortgage Broker in the industry

  • The '12 Most Common and Deadly Property Finance Mistakes and How You Can Avoid Them'

  • The importance of balancing your property portfolio between Cash-Flow Positive properties and Negatively-Geared growth properties

  • How to get 1% plus discounts off your standard variable loan rate, and save thousands of dollars in unnecessary interest payments and wipe off years of your loans...plus much more

    This book is designed as a practical reference guide that will empower readers, illustrating why 'traditional' home and investment loans are completely outdated and will take the average person decades to pay off, and how the banks have created this system that keeps them rich at your expense. This book will give you a 'step-by-step blue-print' on how to pay off your home sooner than you could have ever imagined, and how you can place yourself a financial...

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