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cover of the book Economics of Insurance

Ebook: Economics of Insurance

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06.02.2024
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Front Cover; Economics of Insurance; Copyright Page; Table of Contents; Preface; Chapter 1. Insurance and Economics; 1. Insurance and Economic Analysis; 2. Insurance in the National Economy; 3. Different Markets for Insurance; 4. The Place of Uncertainty in the Theories of the Austrian School; Chapter 2. Insurance and Utility Theory; 1. The Ordering of Insurance Risks; 2. The Development of Reinsurance; 3. The Reinsurance Market; 4. Some Elements of a Theory of Reinsurance; 5. The Safety Loading of Reinsurance Premiums; 6. Equilibrium in a Reinsurance Market; 7. The Theory of Risk.;The theory of insurance is presented in this book, discussed from the viewpoint of the theory of economics of uncertainty. The principle of premium calculation which the book uses is based on economic equilibrium theory and differs from many of the premium systems discussed by actuaries. Reinsurance is developed in the framework of general economic equilibrium theory under uncertainty. Here ordering of risks, preferences and utility theory play an important role. The book discusses the markets for insurance and divides them into three classes: (i) life insurance (ii) business insurance.
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